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Decoding the Process for First-Time Home Buyers
March 5 2016

Buying a new house for the first time can be exhilarating and stressful at the same time which is why you need to do a thorough research before taking the plunge. Here are a few tips and guidelines to help light your path!

1. Analyse

Take some time to assess what you want. Many options leave you feeling spoilt for choice. But don't be, because you need to be sure of what best suits your needs. Besides, deciding on what neighbourhood you want to live in really helps.

2. Affordability

You must check your financial capacity. The amount that you can shell out to pay may be way off the mark for the house you like. Find out registration, stamp duty, monthly instalments and down payment amount for the properties that you like; gauge how high the property taxes and maintenance costs are as well.

P.S. In ideal situations, you should be able to afford a mortgage three times your income.

3. Inspect

Don't take people by their words nor the property at face value. Conduct your own recce of sorts; look around to judge whether it's the house you want. Another flag point you should be looking for is moving cranes and a sizeable number of labourers working.

4. Investment

Buying a house isn't just about a place to live in. It is in fact an investment so think long-term. Visit twice, if required, so you can get things straight in your mind.

5. Take Help

A good real estate agent helps you find your perfect home. Professional expertise proves to be a boon when going through the winding process of buying a home.

6. Move Quick

Take time to make thoughtful decisions but not slow ones. The world of real estate is fast-paced. Have your finances in order before you start looking and once you have your mind set, buy the property before you lose it to someone else.


I’ve been a sports person, and also captained my throwball and volleyball teams. I understand the importance of extracurricular activities in our growing up years.

Trainings provide a child with the required discipline when working within teams as well as gives one the chance to follow what makes you happy. It also enables an overall development!
Dance has been my passion since I was a child and I have been thrilled to see both my little ones have this in their genes too.

This opportunity really came to my doorstep through Gera. My daughters Lavanya and Diya have had an enthralling experience being a part of not just one but three Academies (The Shiamak Davar Dan..

I cannot thank you enough for making our journey with Gera so so interesting and mind-blowing. I had never ever imagined my life taking a beautiful turn with me beginning to start my career as a music teacher that too with SMA (Shankar Mahadevan Academy) and all this has been possible only because of GERA and YOU my dear.
It is only because of your efforts and kind gesture that I could meet the man himself (Shankar Ji) and have a small recording session with him. That was like a dream come true.
I am super excited to start my journey with SMA and Gera as a teacher now.

Apart from that, Me and Prateek have always been grateful to you for making Shiamak happen for us and I ..

It was indeed a pleasure being a part of the Christmas celebrations at Astoria. Kudos to the Gera team for bringing in such a wonderful event with great carol singing participation from our own kids. It brought in the spirit of Christmas and the games, Santa, the gifts only added to it. Thanks for organising such a wonderful event which helped in community building...looking forward to many more such celebrations!


The Christmas event organised at Astoria was a big success and a big step in bridging the gap between us and Gera. It was a memorable event as we are still in the beginning of our journey of life in our little home at Astoria. The kids have been the happiest of all and what more can we ask for when we see smiles on the faces of our little ones. Kudos to you and your team for making this event a huge success! Looking forward to many more in the years to come.


The Christmas party organised by Gera at Astoria this year was a great success with good participation from kids and parents. Our children Sia and Saish enjoyed the party to the fullest. Sia, in particular, had a gala time and reiterated her stand that Anita aunty's parties are THE BEST.... We as your customers take much pride in informing our friends that such goodwill gestures are one of the many differentiators Gera brings to us, which no other builder in Goa can boast of. Many thanks to you and your team for doing an excellent job in putting up this event. We look forward to the next one! A big thanks to the Gera Management for its efforts in community building.