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In simple words, remittance means money sent by NRIs to their homeland. Many young professionals are working overseas which has increased the money flow dramatically. Due to this India has been receiving the highest remittances in the world.

Following factors have contributed to these increased remittances to India.
  • The continued tax exemption on interest income has worked as a bonus.
  • Attractive interest rates and enhanced facilities provided by banks and financial institutions to NRIs for investments.

  • Different ways to remit money
  • Through banks: If you and your beneficiary have accounts in the same bank then this serves as the most convenient method for remitting money.
  • Through Internet: Remittance through Internet is one of the ways of remitting your money in a quicker way but you should verify it very carefully.
  • Through agents: Some organizations act as money transfer agents. Such organizations offer better conversion rates and charge small fee for funds.

  • RBI recommendations on remittance:
  • RBI has encouraged NRIs to use Indian or Foreign banks having branches in India to remit their money by creating awareness programs through the respective banks' websites.
  • RBI has also suggested the banks to minimize the cost of remittances.

  • Things needed to be taken care of while transferring money:
  • It is important to check the limits of maximum amount that is to be transferred.
  • It is a must to enquire about the rates before making your transaction since exchange rates provided by the service providers may vary.
  • There are some online providers who will not refund your money in case of error. So it is advisable to check the creditability of the provider.

  • *Disclaimer- Data provided above is strictly for informational purposes only. We do not make any claims on accuracy of information.


    I’ve been a sports person, and also captained my throwball and volleyball teams. I understand the importance of extracurricular activities in our growing up years.

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    Dance has been my passion since I was a child and I have been thrilled to see both my little ones have this in their genes too.

    This opportunity really came to my doorstep through Gera. My daughters Lavanya and Diya have had an enthralling experience being a part of not just one but three Academies (The Shiamak Davar Dan..

    I cannot thank you enough for making our journey with Gera so so interesting and mind-blowing. I had never ever imagined my life taking a beautiful turn with me beginning to start my career as a music teacher that too with SMA (Shankar Mahadevan Academy) and all this has been possible only because of GERA and YOU my dear.
    It is only because of your efforts and kind gesture that I could meet the man himself (Shankar Ji) and have a small recording session with him. That was like a dream come true.
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    It was indeed a pleasure being a part of the Christmas celebrations at Astoria. Kudos to the Gera team for bringing in such a wonderful event with great carol singing participation from our own kids. It brought in the spirit of Christmas and the games, Santa, the gifts only added to it. Thanks for organising such a wonderful event which helped in community building...looking forward to many more such celebrations!


    The Christmas event organised at Astoria was a big success and a big step in bridging the gap between us and Gera. It was a memorable event as we are still in the beginning of our journey of life in our little home at Astoria. The kids have been the happiest of all and what more can we ask for when we see smiles on the faces of our little ones. Kudos to you and your team for making this event a huge success! Looking forward to many more in the years to come.


    The Christmas party organised by Gera at Astoria this year was a great success with good participation from kids and parents. Our children Sia and Saish enjoyed the party to the fullest. Sia, in particular, had a gala time and reiterated her stand that Anita aunty's parties are THE BEST.... We as your customers take much pride in informing our friends that such goodwill gestures are one of the many differentiators Gera brings to us, which no other builder in Goa can boast of. Many thanks to you and your team for doing an excellent job in putting up this event. We look forward to the next one! A big thanks to the Gera Management for its efforts in community building.