EMI Calculator for Home Loan

a. Any visitor logging or navigating on this web site automatically agrees to comply with and be bound by the following terms and conditions of use, which govern the relationship with visitors in relation to this web site. All visitors are presumed to have read, understood and agreed to terms and conditions of this site.

b. This disclaimer will be governed by and construed in accordance with Indian law, and any disputes relating to this disclaimer will be subject to the jurisdiction of the Courts at Pune. The visitor warrants that he/she is fully aware of the laws of India.

c. Gera Developments Private Limited. can alter or revoke any terms of conditions of this web site without notice. The revised disclaimer will apply to the use of our website from the date of the publication. Please check this page regularly to ensure you are familiar with the current version.

a. Any visitor logging or navigating on this web site automatically agrees to comply with and be bound by the following terms and conditions of use, which govern the relationship with visitors in relation to this web site. All visitors are presumed to have read, understood and agreed to terms and conditions of this site.

b. In no event will GDPL be liable for any loss or direct or indirect damages arising from the use of or reliance on this web site. Your use of any information or material on this website is entirely at your own risk, for which GDPL shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

c. The information on this web site does not constitute an offer and / or contract of any such type between the owner/developer and the visitor.

d. This web site contains material which is owned by GDPL and is protected by copyright and intellectual property laws. This material includes, but is not limited to, the design, layout, look, appearance, text and graphics. Reproduction is strictly prohibited.

e. GDPL has the right to alter the information of this web site and is under no obligation to communicate any changes.

a. The visitor, by the act of logging onto the web site or submitting information through the web site or email has consented and expressly and irrevocably authorized GDPL to use, analyze, transmit or display all information and documents as may be required by it. The visitor warrants that he has provided true, accurate, current and complete information. By entering a mobile number, user has given consent to GDPL to send alerts, promotional SMS and the permission to be contacted.

b. In case the visitor does not want to receive information from GDPL he will have to communicate to this effect to GDPL by sending an email to marketing@gera.in

a. Every effort is made to keep the web site operative. However GDPL takes no responsibility, and will not be liable for, the web site or any of its components being temporarily unavailable due to technical issues beyond its control.

b. GDPL does not warrant that this site will be free of viruses or other harmful components. This web site and emails from GDPL are vulnerable to data corruption, interception, tampering, viruses as well as delivery error and the visitor accepts liability for any consequences that may arise from them.

a. The designs, plans, specifications, facilities, images, features, etc. shown on this web site are only indicative and subject to the approval of the respective authorities and the owner / developer reserves the right to change the specification or features or all of these in the interest of a phase wise development or under a scheme without any notice or objections.

b. Materials are indicative and will be of equivalent quality as per availability. Natural Stone used in projects have inherent characteristics of color and grain variation. Furniture layouts, landscapes or accessories are merely indicative.

a. GDPL or any of its employees, managers or representatives shall not be responsible for any consequential damage or economic loss arising or related to the use of the web site.

b. The web site may contain links to other websites which are not under control of GDPL. Any link to off-site pages or other may be accessed by the visitor at his own risk. GDPL has no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views within them. It is the responsibility of the user to examine the copyright and licensing restrictions of linked pages and to secure all necessary permissions.

a. When visiting our web site, your web browser may produce pop-up advertisements. These advertisements are most likely produced by other web sites or by third party software installed on your computer. GDPL does not endorse or recommend products or services for which visitor may view a pop-up advertisement on your computer screen while visiting its web site.

a. The Terms and Conditions contained herein shall apply to any person (“User”) using the services of HDFC for making payments through an online payment gateway service (“Service”) offered by HDFC Bank Ltd. and Payment Gateway Service provider, through CCAvenue's website i.e. http://www.ccavenue.com/. Each User is therefore deemed to have read and accepted these Terms and Conditions.

b. CC Avenue's rights, obligations, undertakings shall be subject to the laws in force in Pune, India, as well as any directives/ procedures of Government of India, and nothing contained in these Terms and Conditions shall be in derogation of HDFC's right to comply with any law enforcement agencies request or requirements relating to any User’s use of the website or information provided to or gathered by GERA with respect to such use.

c. The User has represented to GERA that the Customer is legally competent to enter into the Agreement and EOI.

d. All disputes and or issues arising out of or in connection with this Policy and or payment under the EOI shall be subject to the exclusive jurisdiction of the courts of Pune, India.

e. The Terms and Conditions mentioned herein constitute and form the integral part of EOI executed between the User and Gera Properties Private Limited. A printed version of these Terms and Conditions and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms and Conditions to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. If the customer decides to withdraw this EOI prior to signing of any offer letter, Gera Properties Private Limited. shall refund the amount in full within 30 days from the day a written communication is received by Gera Properties Private Limited.

f. Cancellation of the transaction/offer and refund of the amounts paid by the User shall be in terms of the EOI executed between the User & GERA. Such refund (if any) shall be effected only by GERA. No claims for refund/ charge back shall be made by any User to the Payment Service Provider(s) and in the event such claim is made it shall not be entertained.

g. Refund for fraudulent/duplicate transaction(s): The User shall directly contact HDFC for any fraudulent transaction(s) on account of misuse of Card/ Bank details by a fraudulent individual/party and such issues shall be suitably addressed by HDFC alone in line with their policies and rules.

Limitation of Liability

1. GERA has made this Service available to the User as a matter of convenience. GERA expressly disclaims any claim or liability arising out of the provision of this Service. The User agrees and acknowledges that he/ she shall be solely responsible for his/ her conduct.

2. The Payment Service Providers shall not be liable for any inaccuracy, error or delay in, or omission of (a) any data, information or message, or (b) the transmission or delivery of any such data, information or message; or (c) any loss or damage arising from or occasioned by any such inaccuracy, error, delay or omission, non-performance or interruption in any such data, information or message.

3. Under no circumstances shall the the Payment Service Providers, its employees, directors, and its third party agents involved in processing, delivering or managing the Services, be liable for any direct, indirect, incidental, special or consequential damages, or any damages whatsoever, including punitive or exemplary arising out of or in any way connected with the provision of or any inadequacy or deficiency in the provision of the Services or resulting from unauthorized access or alteration of transmissions of data or arising from suspension or termination of the Services.

4. HDFC and the Payment Service Provider(s) assume no liability whatsoever for any monetary or other damage suffered by the User on account of: (I) the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Payment Gateway or Services in connection thereto; and/ or (ii) any interruption or errors in the operation of the Payment Gateway.

5. The User shall indemnify and hold harmless the HDFC & Payment Service Provider(s) and their respective officers, directors, agents, and employees from any claims.