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Decoding the Process for First-Time Home Buyers

March 5 2016

Buying a new house for the first time can be exhilarating and stressful at the same time which is why you need to do a thorough research before taking the plunge. Here are a few tips and guidelines to help light your path!

1. Analyse

Take some time to assess what you want. Many options leave you feeling spoilt for choice. But don't be, because you need to be sure of what best suits your needs. Besides, deciding on what neighbourhood you want to live in really helps.

2. Affordability

You must check your financial capacity. The amount that you can shell out to pay may be way off the mark for the house you like. Find out registration, stamp duty, monthly instalments and down payment amount for the properties that you like; gauge how high the property taxes and maintenance costs are as well.

P.S. In ideal situations, you should be able to afford a mortgage three times your income.

3. Inspect

Don't take people by their words nor the property at face value. Conduct your own recce of sorts; look around to judge whether it's the house you want. Another flag point you should be looking for is moving cranes and a sizeable number of labourers working.

4. Investment

Buying a house isn't just about a place to live in. It is in fact an investment so think long-term. Visit twice, if required, so you can get things straight in your mind.

5. Take Help

A good real estate agent helps you find your perfect home. Professional expertise proves to be a boon when going through the winding process of buying a home.

6. Move Quick

Take time to make thoughtful decisions but not slow ones. The world of real estate is fast-paced. Have your finances in order before you start looking and once you have your mind set, buy the property before you lose it to someone else.



It has been a wonderful experience in owning a commercial space at Gera's latest offering in Goa GERA GRAND.

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My son Tattva had been enrolled in the intermediate level and has been coached by the Vishwanathan Anand Chess Academy coach . Tattva has made remarkable strides and will be on his way to get his FIDE rating in November. A lot of credit goes to the mentor for his unique way of handling his students. He has been very patient while working with Tattva on his areas of improvement. In addition before the tournament the coach had voluntarily added additional classes and doubled his efforts to get a better performance out of Tattva. He has shown complete ownership which is commendable. I hope he continues to develop more and more chess players in the coming days.